Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available to self-employed individuals, even if they have previously been declined by other lenders. Our mortgage options take into account the reduced taxable income that may result from claimed expenses, making them suitable for self-employed individuals with expenses that impact their qualifying income. We also accept dividend and investment income, but require stability and proof of this income. To apply for a mortgage, you will need to provide several documents, including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. We also offer options tailored specifically for Business For Self borrowers. Give us a call to discuss your mortgage needs!

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