Self Employed

We offer competitive rates and a wide range of mortgage options designed specifically for self-employed individuals. Our fast approval process allows us to provide mortgages even if you have been declined in the past. Our self-employed mortgage options take into account your reduced taxable income from claimed expenses. If your qualifying income is impacted by expenses, our Stated Income mortgage may be the right choice for you. We also accept dividend and investment income, as long as the stability and proof requirements are met. To apply for a mortgage, you will need to provide certain documents, such as your Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to a variety of top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to consider reasonable income estimates. If you are a self-employed borrower, we have options tailored specifically for you. Give us a call today to discuss your mortgage needs.

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