Self-employed individuals can benefit from low rates and excellent mortgage options, with fast approval even after previous declines. Mortgage options for self-employed individuals take into account reduced taxable income from claimed expenses, including the use of Stated Income mortgages for those impacted by expenses affecting qualifying income. Dividend and investment income are accepted with stability and proof requirements. Required documents include the Notice of Assessment, T1 Tax Statement, proof of business ownership, contracts or financial statements, and the Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, is available with reasonable income estimates. Options tailored for Business For Self (BFS) borrowers are also offered. Contact us for more information!