Self-employed individuals can take advantage of low rates and excellent mortgage options, with fast approval even after previous declines. Mortgage options for self-employed individuals consider reduced taxable income from claimed expenses, with stated income mortgages being helpful for those with expenses impacting qualifying income. Dividend and investment income are also accepted with stability and proof requirements. Required documents for self-employed individuals include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers accepting reasonable income estimates is provided, with options tailored for Business For Self (BFS) borrowers. Contact us for more information!