Self Employed

If you are self-employed and looking for a mortgage, we offer low rates and excellent options for you. We pride ourselves on fast mortgage approval, even if you have been declined in the past. Our self-employed mortgage options take into account your reduced taxable income from claimed expenses. If your expenses impact your qualifying income, our Stated Income mortgage can be a useful solution. We also accept dividend and investment income, as long as there is stability and proof. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top lenders in Canada, including large banks, mortgage finance companies, credit unions, and alternative financiers who accept reasonable income estimates. We also have tailored options for Business For Self (BFS) borrowers. Give us a call today to discuss your mortgage needs.

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