Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process ensures that even individuals who have been previously declined can still qualify. Our self-employed mortgage options take into consideration the reduced taxable income resulting from claimed expenses. For those whose qualifying income is impacted by expenses, our Stated Income mortgage is extremely useful. We also accept dividend and investment income, provided stability and proof requirements are met. To apply, you will need to provide various documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Our services connect you with top Canadian lenders including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Contact us for more information and assistance.

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