Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available to those who have previously been declined. Our mortgage options take into consideration the reduced taxable income that comes from claimed expenses. Individuals with expenses that have impacted their qualifying income can benefit from our Stated Income mortgage option. We also accept dividend and investment income, with stability and proof requirements. The required documents for our mortgage application include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who all accept reasonable income estimates. We also provide tailored options for Business For Self (BFS) borrowers. Contact us today for more information.

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