Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. We understand that self-employed individuals may face challenges when it comes to mortgage approvals, but we are able to provide fast approval even if you have been declined in the past. Our mortgage options take into consideration the reduced taxable income that self-employed individuals may have due to claimed expenses. For those with expenses that impact their qualifying income, our Stated Income mortgage is particularly useful. We also accept dividend and investment income, with stability and proof requirements. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, who are willing to accept reasonable income estimates. If you are a self-employed borrower, we have tailored options available for you. Give us a call today!

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