Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available to those who may have been previously declined by other lenders. Our mortgage options take into consideration the reduced taxable income that comes with claimed expenses for self-employed individuals. Our Stated Income mortgage is particularly helpful for those with expenses that impact their qualifying income. We also accept dividend and investment income, as long as stability and proof requirements are met. The required documents for our mortgage application include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are open to reasonable income estimates. Additionally, we offer tailored mortgage options specifically for Business For Self (BFS) borrowers. Give us a call to learn more about these options!

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