We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available to self-employed individuals, even if they have previously been declined by other lenders. Our mortgage options take into account the reduced taxable income that often results from claimed expenses for self-employed individuals. For those with expenses that impact their qualifying income, our Stated Income mortgage option can be particularly beneficial. We also accept dividend and investment income, provided that it is stable and can be adequately proven. To apply, you will need to provide certain documents, including your Notice of Assessment, T1 Tax Statement, proof of ownership in your business, and any relevant contracts or financial statements. Additionally, a copy of your Article of Incorporation or business license will also be required. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who will accept reasonable income estimates. We also have tailored options available for Business For Self (BFS) borrowers. If you are interested in learning more or applying for a mortgage, please give us a call!