Self-employed individuals have access to low rates and excellent mortgage options, including fast approval even after previous declines. These mortgage options take into account reduced taxable income from claimed expenses, making the Stated Income mortgage a useful solution for those with expenses impacting qualifying income. The acceptance of dividend and investment income is subject to stability and proof requirements, with required documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and copy of the Article of Incorporation or business license. Borrowers can access top Canadian lenders, including banks, mortgage finance companies, credit unions, and alternative financers, all of whom accept reasonable income estimates. Tailored options for Business For Self (BFS) borrowers are also available, so interested individuals should reach out for more information.