Self Employed

Self-employed individuals can take advantage of low mortgage rates and excellent options, with fast approval even after previous declines. Mortgage options for self-employed individuals take into consideration reduced taxable income from claimed expenses, with Stated Income mortgages available for those with expenses impacting qualifying income. Dividend and investment income is accepted with stability and proof requirements, with required documents including the Notice of Assessment, T1 Tax Statement, proof of business ownership, contracts or financial statements, and Article of Incorporation or business license. Access is provided to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, who accept reasonable income estimates. Options tailored for Business For Self (BFS) borrowers are also available. Contact for more information.

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