Self Employed

Self-employed individuals can benefit from low rates and excellent mortgage options, with fast approval, even after previous declines. Mortgage options take into account reduced taxable income from claimed expenses, with options like Stated Income mortgages available for those with expenses impacting qualifying income. Additional income sources such as dividends and investments are accepted, with stability and proof requirements. Required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders is provided, including large banks, mortgage finance companies, credit unions, and alternative financers with reasonable income estimates. Tailored options are also available for Business For Self (BFS) borrowers. Interested individuals can contact for more information.

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