Mortgages for People New to Canada are designed to assist individuals who are unfamiliar with the Canadian real estate market and the associated costs that come with purchasing a property. Our goal is to educate newcomers about the various expenses involved, such as closing costs and adjustment costs, helping them make informed decisions.

By opting for a mortgage instead of paying rent, newcomers have the opportunity to build equity in their own property. This enables them to benefit from the stability of employment and credit sources, providing a long-term financial advantage.

For those seeking higher loan amounts, typically over $1 million, we offer mortgage options with at least a 20% down payment. Additionally, we provide flexibility on down payment requirements, allowing for as little as 5% down. We understand that each individual's financial situation is unique, and our team is equipped to explain various homebuyer incentive programs and down payment assistance options that may be available.

As mortgage brokers, we have access to all of Canada's top lenders, including major banks, mortgage finance companies, credit unions, and alternative lenders. This expansive network allows us to design a custom-tailored mortgage product that specifically suits your needs. Even if you face challenges in qualifying for a mortgage at your bank, such as limited credit history or employment history, we have the resources to secure the best rate for you.

To streamline the homebuying process for first-time buyers, we provide access to innovative tools and resources in Canada. These tools aim to enhance efficiency and ensure a smooth experience throughout the process.

In conclusion, our Mortgages for People New to Canada program aims to assist newcomers in understanding the Canadian real estate market and associated costs. By offering a wide range of mortgage options and access to top lenders, we strive to provide a customized solution that meets your specific needs. With our expertise and innovative tools, we are committed to making your first-time homebuying experience as efficient and successful as possible.