Self-employed individuals can benefit from low rates and excellent mortgage options, including fast approval even if they have been declined in the past. These mortgage options take into consideration the reduced taxable income from claimed expenses, making it feasible for those with expenses affecting their qualifying income to obtain a Stated Income mortgage. Dividend and investment income are also accepted, as long as there is stability and proof provided. Required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Borrowers will have access to top Canadian lenders, such as large banks, mortgage finance companies, credit unions, and alternative financers, who are willing to accept reasonable income estimates. Furthermore, options specifically tailored for Business For Self (BFS) borrowers are also available. For more information, please do not hesitate to contact me.