We specialize in assisting newcomers to Canada with understanding the Canadian real estate market and all associated costs such as closing costs and adjustment costs. Our goal is to help you build equity in a home rather than paying rent, taking advantage of employment and credit sources. We can help you find the best mortgage rates and options, even if you're looking for higher loan amounts (over $1 million) with at least 20% down payment saved, or if you have limited funds and can only make a 5% down payment. We will also provide information on homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financiers, we can design a customized product that fits your specific mortgage needs and locks in the best rate for you, even if you don't qualify at your bank due to limited credit or employment history. Take advantage of our innovative tools for an efficient and smooth first-time home buying experience in Canada.