Self Employed

If you are self-employed and looking for a mortgage, there are low rates and excellent options available for you. You can get fast approval, even if you've been declined before. These mortgage options take into account your reduced taxable income from claimed expenses. If you have expenses that impact your qualifying income, a Stated Income mortgage could be useful for you. Dividend and investment income is also accepted, as long as you can provide proof of stability. To apply, you will need documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. You'll have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. If you are a Business For Self borrower, there are options tailored specifically for you. Give me a call to find out more!

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