Self-employed individuals can benefit from low rates and excellent mortgage options, with fast approval even after previous declines. These mortgage options take into consideration reduced taxable income from claimed expenses, making stated income mortgages a useful alternative for those with qualifying income affected by expenses. Acceptance of dividend and investment income is possible with stability and proof requirements. Required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, is available with reasonable income estimates. Tailored options for Business For Self (BFS) borrowers are also offered, so give a call to explore your options!