Discover the ideal home purchase price by obtaining a mortgage pre-approval, where I will assist in determining your financial strategy, mortgage amount, down payment, and affordability, while also advising on necessary documents for conditional approval. This initial step in the mortgage approval process not only provides insight into how much you can borrow from a lender based on your current financial situation, but also helps identify any qualifying hurdles early on, expediting the approval timeline. Pre-approvals typically last 60, 90, or 120 days, with some lenders allowing rate locking options to safeguard against increasing interest rates, while utilizing cutting-edge tools in Canada to streamline the process and save time for clients.