Discover how much you can afford for your home purchase by getting a mortgage pre-approval, where I can assist in determining your financial strategy, mortgage amount, down payment, and affordability. I will guide you through the necessary documents for conditional approval as well. This initial step in the mortgage approval process not only establishes the amount you are eligible to borrow based on your financial situation, but also highlights any potential qualification obstacles early on and expedites the approval process. With pre-approvals lasting between 60 to 120 days depending on the lender and your credit status, you have the option to lock in the rate to safeguard against increasing interest rates. Utilizing state-of-the-art tools in Canada, we aim to minimize errors, enhance efficiencies, and save you valuable time, while our quick pre-qualification tools can provide you with insight into your qualifying amount.