We offer low rates and excellent mortgage options specifically designed for self-employed individuals, including fast approvals even after previous declines. Our self-employed mortgage solutions take into account reduced taxable income due to claimed expenses, with Stated Income mortgages available for those whose qualifying income is affected. We accept dividend and investment income, provided stability and necessary proof are demonstrated. Required documents include the Notice of Assessment, T1 Tax Statement, proof of business ownership, contracts or financial statements, and business licenses or Articles of Incorporation. Access top Canadian lenders, such as large banks, credit unions, mortgage finance companies, and alternative financiers who accept reasonable income estimates. Tailored options for Business For Self (BFS) borrowers are also available—give me a call!