If you are a self-employed individual looking for a mortgage, we have some great options for you. Not only do we offer low rates, but we also have excellent mortgage options specifically designed for self-employed individuals.

One of the benefits of our mortgage options is the fast approval process. Even if you have been previously declined for a mortgage, we can still help you. We understand the unique circumstances faced by self-employed individuals and can work with you to find a solution.

Our mortgage options take into consideration your reduced taxable income due to claimed expenses. We understand that your taxable income might not accurately reflect your true earning potential. That's why we offer a Stated Income mortgage option that takes into account your expenses, which could impact your qualifying income.

We also accept dividend and investment income as part of our mortgage options. However, stability and proof requirements are necessary to ensure the legitimacy of this income source.

When applying for a mortgage, there are certain documents that you will need to provide. These include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license.

We have access to a wide range of top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. These lenders are open to accepting reasonable income estimates, making it easier for self-employed individuals to qualify for a mortgage.

If you are a Business For Self (BFS) borrower, we have options tailored specifically for your unique situation. Give us a call today and we can discuss your mortgage options in detail.