Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process ensures that even if you have been declined in the past, we can still find a solution for you. Our self-employed mortgage options take into account your reduced taxable income from claimed expenses, making it easier for you to qualify. Our Stated Income mortgage is especially useful for those who have expenses that impact their qualifying income. We also accept dividend and investment income, as long as it can be proven to be stable. In order to apply, you will need to provide documents such as your Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to work with reasonable income estimates. If you are a self-employed borrower, we have options tailored specifically for you. Give us a call and let us assist you with your mortgage needs.

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