For individuals new to Canada, navigating the real estate market and associated costs can be daunting. At Mortgages for People New to Canada, we strive to assist newcomers in understanding the ins and outs of Canadian real estate, including closing costs and adjustment costs. Our goal is to help newcomers build equity rather than continue paying rent, allowing them to benefit from stable employment and establish a credit history.

We specialize in finding the best rates and mortgage options for newcomers who are looking to borrow higher amounts, such as over $1 million. With a minimum of 20% down payment saved, we can also offer more flexibility on down payment requirements, allowing for as little as 5% down. Additionally, we provide information on homebuyer incentive programs and down payment assistance options to help make the home buying process more accessible for newcomers.

At Mortgages for People New to Canada, we have access to all of Canada's top lenders, including major banks, mortgage finance companies, credit unions, and alternative financers. This allows us to design a custom-tailored mortgage product that fits your specific needs and locks in at the best rate available. Even if you have limited credit history or employment history, we can still help you secure a mortgage that works for you.

We also offer access to innovative tools in Canada to streamline the first-time home buying experience for newcomers. Our goal is to provide a seamless and efficient process for newcomers to find and secure the perfect mortgage for their new home in Canada.