Discover how much you can afford for your home purchase with my assistance in securing vital mortgage pre-approvals. I help you define your financial strategy, including the mortgage amount, down payment, and overall affordability, while advising on the necessary documents for conditional approval. Pre-approval is the crucial first step in the mortgage process, revealing how much a lender is willing to borrow based on your current finances, identifying any early qualification obstacles, and accelerating approval. Typically valid for 60 to 120 days depending on the lender and credit, some pre-approvals also allow you to lock in a rate to guard against rising interest rates. Utilizing Canada’s most advanced tools, we reduce errors, boost efficiency, and save you time, while quick pre-qualification tools provide immediate insight into your borrowing potential.