Are you self-employed and looking for a mortgage with low rates and excellent options? Look no further. We offer fast mortgage approval specifically designed for self-employed individuals, even if you have been declined in the past.

Our mortgage options take into consideration your reduced taxable income as a result of claimed expenses. This is particularly helpful for those who have significant expenses that impact their qualifying income. With our Stated Income mortgage, you can still qualify for a mortgage based on your actual income, rather than your taxable income.

We also understand that self-employed individuals may have income from various sources such as dividends and investments. Rest assured, we accept these types of income as long as they meet stability and proof requirements.

To apply for a mortgage, we require a few important documents. These include your Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Having these documents ready will help expedite the application process.

We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. These lenders accept reasonable income estimates, making it easier for self-employed individuals to secure a mortgage.

If you are a Business For Self (BFS) borrower, we have options tailored specifically for you. Our expertise and extensive network allow us to provide you with the best mortgage solutions that meet your unique needs.

Don't hesitate to give us a call to discuss your mortgage options as a self-employed individual. We are here to help you secure a mortgage with low rates and excellent terms.