First Time Home Buyers

If you are considering purchasing your first property, we can provide a seamless transition from renting to owning. Our experts will handle all the financial details involved in finding your perfect property quickly. Our education-focused approach will guide you through each step of the process, with a user-friendly online application to get you started accurately. Our tools and guidance will streamline the submission of necessary documents, and our detailed assessments will aid in budget planning, including closing costs and adjustment costs. We will help you understand homebuyer incentive programs, determine your down payment and affordability, and calculate your monthly payments. We will design a personalized mortgage product, secure a pre-approval, and secure the best rate available. In addition to large banks, we have access to various lenders in Canada, ensuring options even if you do not qualify at your bank. Lastly, we provide access to innovative tools that reduce errors, improve efficiencies, and save you time throughout the process.

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Before beginning the process of obtaining a mortgage, it is crucial to first get pre-approved and secure a favorable interest rate. Pre-approval serves as a useful tool, streamlining the home buying process and aiding in determining the appropriate purchase price. Moreover, it allows for a comprehensive evaluation of borrowing capacity, enabling the creation of a personalized mortgage product that fits individual needs. By locking in the best rate available, rate assurance is assured. This fast-tracked pre-approval process expedites the overall approval procedure, granting confidence in shopping for properties.

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First time buyer or refinancing? Call for a free quote!

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