For self-employed individuals, there are low rates and excellent mortgage options available, even for those who have been previously declined. These mortgage options take into consideration reduced taxable income from claimed expenses, with the option for Stated Income mortgages for individuals with expenses affecting their qualifying income. Dividend and investment income are accepted with stability and proof requirements. Necessary documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access is provided to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. Options are tailored for Business For Self (BFS) borrowers. To explore these options, please contact me for more information.