Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process caters to those who have previously been declined. Our self-employed mortgage options take into account the reduced taxable income resulting from claimed expenses. For those whose expenses impact their qualifying income, our Stated Income mortgage can be incredibly useful. We also accept dividend and investment income, provided there is stability and proof. To apply, we require important documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and copy of the Article of Incorporation or business license. We have strong connections with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who accept reasonable income estimates. We have tailored options available for Business For Self (BFS) borrowers. If you're interested, give us a call today!

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