Mortgages for newcomers to Canada are available to help them navigate the Canadian real estate market and understand the associated costs such as closing costs and adjustment costs. Instead of renting, newcomers can build equity by purchasing a home, taking advantage of their employment and credit sources. We assist newcomers in finding the best rates and mortgage options, especially for loans over $1 million with a down payment of at least 20%. We also provide information on homebuyer incentive programs and down payment assistance options. With access to top lenders in Canada, including banks, mortgage finance companies, credit unions, and alternative financiers, we can offer customized mortgage products tailored to individual needs, even if there are limitations in credit and employment history. Innovative tools are also available to ensure an efficient first-time home buying experience in Canada.