Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is especially beneficial for those who have been previously declined by other lenders. Our self-employed mortgage options take into consideration your reduced taxable income resulting from claimed expenses. We also have a Stated Income mortgage option available for individuals who have expenses that impact their qualifying income. We accept dividend and investment income, as long as there is stability and proof requirements are met. The required documents for our mortgage application include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. In addition, we have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. We also have tailored options for Business For Self (BFS) borrowers. If you are interested, please don't hesitate to give us a call!

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