For those new to Canada, we provide assistance in navigating the Canadian real estate market and associated costs, such as closing costs and adjustment costs. Our goal is to help newcomers build equity rather than rent, utilizing their employment and credit sources to secure the best rates and mortgage options. Whether seeking higher loan amounts over $1 million with a 20% down payment or looking for flexibility with as little as 5% down, we can offer guidance on homebuyer incentive programs and down payment assistance. With access to a variety of lenders, we can tailor a mortgage product to fit your needs and secure the best rate, even if you have limited credit or employment history, utilizing innovative tools for a smooth first-time home buying experience.