First Time Home Buyers

If you're thinking about buying your first property, we can help make the transition from renting to owning seamless. Our experts will handle all the financial details so you can quickly find your perfect property. We take an education-focused approach, providing clear next steps and an easy-to-use online application that accurately kick-starts the process. Our tools and guidance streamline the submission of documents and our detailed assessments help with budget planning, including the closing costs and adjustment costs. We'll also help you understand how homebuyer incentive programs work and determine the down payment you need, what you can afford to buy, and what your monthly payments will be. We'll design a custom-tailored mortgage product, set you up with pre-approval, and secure the best rate for you. Even if you don't qualify at your bank, we have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers. Plus, we give you access to innovative tools that reduce errors, improve efficiencies, and save you time.

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Before you start searching for your dream home, it is important to get pre-approved for a mortgage and secure a favorable interest rate. Pre-approval is a crucial step that not only saves time but also helps determine the purchase price range. By taking it a step further, I can calculate the maximum loan amount you can borrow from a lender and design a personalized mortgage product to fit your needs. This will provide you with rate assurance, as I will lock in the best interest rate available. With a fast pre-approval process, you can confidently shop for properties, knowing that your financing is in place.

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First time buyer or refinancing? Call for a free quote!

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