We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our streamlined process ensures fast mortgage approval, even if you have been previously declined. Our mortgage options take into consideration the reduced taxable income resulting from claimed expenses, making it easier for self-employed individuals to qualify. For those with expenses impacting their qualifying income, our Stated Income mortgage can be a useful solution. We also accept dividend and investment income, as long as it can be proven and demonstrates stability. The required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers that are willing to accept reasonable income estimates. We also offer tailored options specifically for Business For Self (BFS) borrowers. Contact us today for more information!