We offer competitive rates and excellent mortgage options specifically designed for self-employed individuals, including fast approvals even after previous declines. Our programs accommodate reduced taxable income due to claimed expenses, with Stated Income mortgages ideal for those whose qualifying income is affected by business deductions. We accept stable dividend and investment income when properly documented. Required paperwork includes the Notice of Assessment, T1 Tax Statement, proof of principal business ownership, contracts or financial statements, and either the Articles of Incorporation or business license. Access top Canadian lenders such as major banks, mortgage finance companies, credit unions, and alternative financiers who accept reasonable income estimates. Specialized options for Business For Self (BFS) borrowers are also available—give me a call!