We offer assistance to newcomers in Canada who are looking to understand the real estate market and associated costs. This includes educating them about closing costs and adjustment costs. We encourage newcomers to build equity by purchasing a home instead of renting, which allows them to benefit from employment and credit sources. We specialize in finding the best rates and mortgage options for newcomers who are interested in higher loan amounts, with a minimum down payment of 20%. However, we also offer flexibility for down payments as low as 5%. We can explain the various homebuyer incentive programs and down payment assistance options available. With access to all of Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financers, we can create a custom-tailored mortgage product that suits your needs and secures the best rate, even if you have limited credit or employment history. Additionally, we provide access to innovative tools that make the first-time home buying experience more efficient.