We specialize in assisting newcomers to Canada with obtaining mortgages and understanding the Canadian real estate market. We provide guidance on closing costs and adjustment costs associated with purchasing a home. Our goal is to help newcomers build equity rather than pay rent, taking advantage of employment and credit sources. We strive to find the best rates and mortgage options for those looking for higher loan amounts ($1 million or more) with a minimum of 20% down payment. We also offer flexibility on down payment requirements, allowing for as little as 5% down. We provide information on homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, we can create a custom-tailored mortgage product that fits your needs, even if you don't qualify at your bank for reasons such as limited credit or employment history. Additionally, we offer innovative tools to ensure a smooth and efficient first-time home buying experience in Canada.