For self-employed individuals seeking a mortgage, there are low rates and excellent options available. Even if previous applications have been declined, fast approval can still be obtained. These mortgage options take into consideration the reduced taxable income that self-employed individuals may have due to claimed expenses. Those with qualifying income impacted by expenses can benefit from the use of a Stated Income mortgage. Dividend and investment income is also accepted, provided there is stability and proof. To apply for these mortgages, various documents are required such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access is provided to top Canadian lenders including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to accept reasonable income estimates. Additionally, specific options are available for Business For Self (BFS) borrowers. For more information and personalized assistance, please reach out for a phone call.