We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available to those who have been previously declined. Our self-employed mortgage options take into consideration the reduced taxable income that comes from claimed expenses. We also offer a Stated Income mortgage, which is particularly beneficial for those whose qualifying income is affected by their expenses. We accept dividend and investment income, provided that there is stability and sufficient proof. In terms of required documents, we ask for the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to consider reasonable income estimates. We also have options specifically tailored for Business For Self (BFS) borrowers. Please don't hesitate to contact us for more information.