We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is perfect for those who have been previously declined by other lenders. Our self-employed mortgage options take into consideration your reduced taxable income due to claimed expenses. If you have expenses that impact your qualifying income, our Stated Income mortgage could be the perfect solution for you. We also accept dividend and investment income, as long as you can provide stability and proof of these earnings. When applying for a mortgage, we require certain documents such as the Notice of Assessment, T1 Tax Statement, proof of ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders including major banks, mortgage finance companies, credit unions, and alternative financiers who are willing to accept reasonable income estimates. We also offer options specifically tailored for Business For Self (BFS) borrowers. If you're interested, give us a call and we'll be happy to assist you.