Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available to those who have been previously declined. Our mortgage options take into consideration the reduced taxable income often claimed by self-employed individuals due to business expenses. The Stated Income mortgage is particularly useful for those who have expenses that impact their qualifying income. We also accept dividend and investment income, provided that stability and proof requirements are met. In order to apply, you will need to provide certain documents, including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who will accept reasonable income estimates. We also have options specifically tailored for Business For Self (BFS) borrowers. If you would like more information or assistance, please give us a call.

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