We offer competitive low rates and excellent mortgage options specifically designed for self-employed individuals, including fast approvals even after previous declines. Our solutions consider reduced taxable income due to claimed expenses, with Stated Income mortgages ideal for those whose qualifying income is affected by business expenses. We accept dividend and investment income, provided there is stability and proper documentation. Required paperwork includes the Notice of Assessment, T1 Tax Statement, proof of principal business ownership, contracts or financial statements, and a copy of the Articles of Incorporation or business license. Access top Canadian lenders such as major banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. Tailored options for Business For Self (BFS) borrowers are also available—give me a call!