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Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our process ensures fast approval, even if you have been previously declined. Our mortgage options take into consideration your reduced taxable income as a result of claimed expenses. If your expenses impact your qualifying income, our Stated Income mortgage can be a useful solution. We also accept dividend and investment income, provided you can provide stability and proof of these earnings. To apply, you will need to submit specific documents including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. We also provide tailored options for Business For Self (BFS) borrowers. Give us a call today to discuss your specific needs.

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