Self Employed

If you are self-employed and looking for a mortgage, we have great news for you. We offer low rates and excellent mortgage options specifically tailored for self-employed individuals like you. We understand that getting approved for a mortgage can be challenging, especially if you have been declined in the past. However, with our fast approval process, even previous declines won't stand in your way. Our mortgage options take into consideration your reduced taxable income from claimed expenses, so you can qualify for the loan you need. If you have expenses that impact your qualifying income, our Stated Income mortgage can be particularly helpful. We also accept dividend and investment income, as long as there is stability and proof requirements. To apply, you will need to provide several documents, including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of whom accept reasonable income estimates. We also offer options tailored specifically for Business For Self (BFS) borrowers. Don't hesitate to give us a call and learn more about your mortgage options as a self-employed individual.

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