I’m Justin Pham, a Licensed Ontario Mortgage Agent (FSRA) proudly serving clients across Ontario with Pineapple Financial. As a graduate of York University and the REMIC Mortgage Agent Program, I’m committed to helping first-time home buyers, homeowners, and families find mortgage solutions tailored to their unique financial goals. I specialize in home purchases, mortgage renewals, and refinancing, providing personalized guidance every step of the way. Through honest advice, clear communication, and exceptional service, my goal is to build lasting relationships while making the mortgage process simple, transparent, and stress-free.