Self Employed

We offer competitive rates and excellent mortgage options specifically designed for self-employed individuals, including fast approvals even after previous declines. Our solutions account for reduced taxable income due to business expenses and include Stated Income mortgages ideal for those whose qualifying income is impacted by such expenses. We also accept stable dividend and investment income with appropriate proof. Required documents typically include Notice of Assessment, T1 Tax Statement, proof of business ownership, contracts or financial statements, and a copy of your Articles of Incorporation or business license. Access top Canadian lenders such as major banks, mortgage finance companies, credit unions, and alternative financers with reasonable income estimates. Customized options for Business For Self (BFS) borrowers are available—give me a call!

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