We offer low rates and excellent mortgage options specifically designed for self-employed individuals. One of our key advantages is our fast mortgage approval process, which even applies to those who have previously been declined. Our mortgage options take into account the reduced taxable income that self-employed individuals may have due to claimed expenses. For individuals whose qualifying income is impacted by expenses, our Stated Income mortgage is a useful solution. We also accept dividend and investment income, provided stability and proof requirements are met. When applying, you will need to provide various documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. If you have any questions, please feel free to give us a call.