Self Employed

Self-employed individuals can benefit from low rates and excellent mortgage options, even if they have been previously declined. These mortgage options take into consideration the reduced taxable income from claimed expenses, making it easier for self-employed individuals to qualify. The Stated Income mortgage is particularly useful for those with expenses that impact their qualifying income. Furthermore, dividend and investment income is accepted, as long as stability and proof requirements are met. To apply for these mortgage options, the required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, is also available. Business For Self (BFS) borrowers can take advantage of tailored options. For more information, feel free to give a call.

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