At Mortgages for People New to Canada, our goal is to assist newcomers in understanding the Canadian real estate market and the associated costs. We aim to provide comprehensive information about closing costs and adjustment costs, ensuring that our clients are fully informed and prepared for the financial aspects of purchasing a property.

One of the key advantages of choosing to own a home rather than renting is the ability to build equity. By investing in real estate, newcomers can benefit from their employment and credit sources, establishing a strong financial foundation in Canada. Our team is committed to helping our clients navigate the mortgage process, ensuring they find the best rates and options that suit their specific needs.

For those seeking higher loan amounts (over $1 million), we can help secure a mortgage with at least a 20% down payment saved. Additionally, we offer more flexibility on down payment requirements, allowing newcomers to purchase a home with as little as 5% down. We take the time to explain homebuyer incentive programs and down payment assistance options, ensuring our clients are aware of all the resources available to them.

As mortgage brokers, we have access to all of Canada's top lenders. This includes major banks, mortgage finance companies, credit unions, and alternative financiers. Our wide network allows us to design custom-tailored mortgage products that meet the unique needs of our clients. Even if you have limited credit or employment history, we can find a solution that locks in the best rate for you.

At Mortgages for People New to Canada, we utilize innovative tools that streamline the first-time home buying experience. With these resources, we can provide a more efficient and seamless process, making it easier for newcomers to navigate the Canadian real estate market. Our team is dedicated to ensuring that our clients have a positive experience and find a mortgage option that suits their individual circumstances.