Self Employed

Self-employed individuals can take advantage of low rates and excellent mortgage options. Even if they have been declined in the past, fast mortgage approval is still possible. These mortgage options also consider the reduced taxable income that results from claimed expenses. For those with qualifying income impacted by expenses, the Stated Income mortgage option can be beneficial. Additionally, dividend and investment income is accepted as long as stability and proof requirements are met. To apply for these mortgage options, self-employed individuals will need to submit various documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders is also available, including large banks, mortgage finance companies, credit unions, and alternative financiers who accept reasonable income estimates. Furthermore, tailored options specifically designed for Business For Self (BFS) borrowers are also available. Interested individuals can contact for more information.

Get in Touch

First time buyer or refinancing? Call for a free quote!

Apply Now

We shop for the best mortgage option at no charge to you.

© 2023 All rights reserved.