We offer assistance to newcomers in Canada who are looking to understand the real estate market and the associated costs involved. We will guide you in comprehending the closing costs and adjustment costs that you may incur when purchasing a property. By gaining knowledge about these expenses, you will be better equipped to make informed decisions regarding your real estate investment.

One of the primary benefits of obtaining a mortgage in Canada is the opportunity to build equity rather than pay rent. As a newcomer, you have the advantage of access to employment and credit sources, which can significantly contribute to your ability to build equity in a property. By becoming a homeowner, you can take advantage of the potential increase in property value over time.

If you are a newcomer looking for a mortgage with a higher loan amount, we can assist you in finding the best rates and mortgage options available. For loan amounts over $1 million, we can help you secure a mortgage with a down payment of at least 20%. Additionally, we can provide more flexibility on the down payment amount, allowing for as little as 5% down. Our expertise in this area will ensure that you receive the most suitable mortgage option for your specific needs.

Furthermore, we will educate you on the various homebuyer incentive programs and down payment assistance options that are available to you. These programs can help ease the financial burden of purchasing a home, particularly for newcomers who may not have substantial savings or established credit in Canada.

With access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can tailor a mortgage product that fits your specific needs. Even if you are unable to qualify for a mortgage at your bank due to limited credit or employment history, we can still secure a mortgage for you at the best possible rate.

To enhance your first-time home buying experience, we provide access to innovative tools and resources available in Canada. These tools are designed to streamline the home buying process, making it more efficient and convenient for newcomers.

In summary, our services aim to assist newcomers in understanding the Canadian real estate market, finding the best mortgage rates and options, and utilizing various programs that can help make homeownership more accessible. With our expertise and access to top lenders, we can provide a customized mortgage solution while ensuring that your needs are met with the best possible rate.