For individuals new to Canada, we offer assistance in understanding the Canadian real estate market, including the associated costs such as closing and adjustment costs. We encourage newcomers to build equity instead of renting, taking advantage of their employment and credit sources. Additionally, we provide options for newcomers seeking higher loan amounts (over $1 million) with a minimum down payment of 20% saved, as well as more flexibility on down payment options with as little as 5% down. We also explain homebuyer incentive programs and down payment assistance options. With access to Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financers, we can design a customized mortgage product that suits your needs and offers the best possible rate. Furthermore, we provide access to innovative tools in Canada to ensure an efficient and seamless first-time home buying experience.